Digital Technology and Financial Institutions’ Sustainability: The Mediating and Moderating Effect of Staff Competency and Training Programs. African Journal of Procurement, Logistics & Supply Chain Management , [S. l.], v. 8, n. 3, p. 64–102, 2025. Disponível em: https://damaacademia.com/index.php/ajplscm/article/view/88. Acesso em: 15 aug. 2025.