Dr. Stephen Agyeman-Yeboah, PhD. Abstract In paper 4, land tenure and administration systems in SSA with an emphasis on Ghana were reviewed. It was seen that a plurality of land tenure and management systems (i.e. both customary practices and via enacted legislation) prevail in the country. Customary authorities are responsible for the allocation, administration, and management of a large percentage of the area of the country. There are also six main land sector agencies that are directly involved in land administration with each having a statutory mandate to handle individual procedures. It was also identified in Paper 8 that key worker’s households have regular income and employment, but they lack registered land titles and building permission documents which is part of the documentation requirements of major mortgage financing institutions in Ghana. As indicated in Paper 6, this paper presents the key findings and data from the focus groups’ discussions and key informants’ interviews. The aim of this paper is to explore the experience of the key worker’s households’ with land tenure and administration systems, its institutions and processes in the context of land documentation issues. The paper was conducted around key worker’s participants’ behaviour from formal and informal land documentation such as documentation of land interests, building permits and permissible property rights. Keywords: Land Documentation, Lessons of Experience, Emerging Issues |